Strategic Alliance Joins CrossCheck, Inc., and Noverus

Rohnert Park, Calif. – CrossCheck, Inc., today announced a strategic alliance with financial services company, Noverus.

CrossCheck, Inc., the nation’s largest privately held payment guarantee company, reached an agreement with Noverus, Inc., of Petaluma, Calif., to jointly market and produce Noverus’ proprietary personal financial planning systems. The alliance also includes a seven-figure staged investment from CrossCheck to advance development and market penetration of Noverus systems, as well as make them available to existing CrossCheck partners in the banking, retail and insurance industries.

"I am very pleased to announce this partnership with Noverus," stated CrossCheck CEO, Paul H. Green. "They have created a multi-step, personal financial planning process that genuinely empowers the user. Their concepts are simple, but the products themselves are rich in design and beautifully executed. We are looking forward to taking these systems nationwide" he added.

CrossCheck, through its operating company, The Green Sheet Inc., is in the Financial Services Publishing business, operates an Internet Services business and offers proprietary virtual and physical payment services. The investment in Noverus is CrossCheck's fifth technology investment in the last two years.

"CrossCheck’s investment in Noverus will enable our company to accelerate its marketing plans and enhance product development activities," stated Valentino Sabuco, Noverus Chief Executive Officer and Chairman of the Board. "We are excited about this opportunity to advance our business objective of becoming America’s financial partner."

Noverus creates and markets a suite of proprietary personal financial planning systems in print, software and Internet formats. The company’s systems motivate, educate and empower individuals to improve their financial condition via easy-to-use, systematic approaches to financial planning. Noverus’ product Financial Partner^®, helps users organize paperwork, make financial decisions affecting personal finances, and plan for financial independence, retirement, major expenditures, investments, taxes, insurance, and estate related activities. Noverus plans to move their headquarters from Petaluma to 5900 State Farm Drive, Rohnert Park effective January 1, 2000.

CrossCheck, Inc., founded in 1983, provides payment approval, patent-pending Internet services, and transaction processing to over 28,000 physical and virtual merchants across the country. From two operating centers in California and from two data centers located in Brookfield, Wis., and Rohnert Park, Calif., CrossCheck’s triply redundant systems routinely handle up to 1,300 simultaneous authorizations or accesses. Other CrossCheck investments include Personal Solutions Corporation, which has created advanced consumer products and check payment technology, MyFinancePage.com, a startup Internet services business which is creating Web based financial management tools, and PCM Inc. and VeriCheck, a regional check approval business. In 1999 CrossCheck is expected to handle more than $6.5 billion in guaranteed transactions.

For further information, please contact CrossCheck Inc.at www.cross-check.com; or Valentino Sabuco, founder and Chairman/CEO, Noverus Inc., www.vsabuco@noverus.com.